Choose the level of support you need

Choose self-guided tools, deeper support, or professional review.

Start with the level of guidance you need today and move up only when your situation calls for it.

MonthlyAnnual Save 15%
DIY

$19/mo

For consumers who want a clear plan and ongoing education.

  • Readiness assessment
  • Personalized roadmap
  • AI financial coach
  • Debt strategy tools
  • Monthly progress check-in
Start DIY
Most Popular
Guided

$49/mo

For consumers who want more accountability and deeper support.

  • Everything in DIY
  • Expanded monitoring insights
  • Account Action Center
  • Document and communication tracking
  • Quarterly specialist review
Choose Guided
Professional Review

$99 starting

For complex files that may benefit from human evaluation.

  • Credit report and account review
  • Improvement consultation
  • Collection or dispute strategy when appropriate
  • Custom service recommendation
Talk to a Specialist

No guaranteed outcomes.

ClearCredit provides education, planning, monitoring, and optional professional assistance. Credit-score changes, removals, approvals, rates, and timelines cannot be guaranteed.